Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD
71.43
-1.41 (-1.94%)
At close: Jan 23, 2026, 4:00 PM EST
71.29
-0.14 (-0.20%)
After-hours: Jan 23, 2026, 7:59 PM EST
-1.94%
Market Cap23.58B
Revenue (ttm)3.46B
Net Income (ttm)233.10M
Shares Out 330.07M
EPS (ttm)0.67
PE Ratio106.80
Forward PE22.34
Dividendn/a
Ex-Dividend Daten/a
Volume3,851,177
Open72.65
Previous Close72.84
Day's Range70.68 - 72.97
52-Week Range30.90 - 100.00
Beta3.57
AnalystsBuy
Price Target87.87 (+23.02%)
Earnings DateFeb 5, 2026

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]

Sector Financials
IPO Date Jan 13, 2021
Employees 2,206
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 27 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $87.87, which is an increase of 23.02% from the latest price.

Price Target
$87.87
(23.02% upside)
Analyst Consensus: Buy
Stock Forecasts

News

BNPL Provider Affirm Applies to Establish Bank Subsidiary

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Affirm submitted applications to the Nevada Financial Institutions Division and the Federal Deposit In...

1 day ago - PYMNTS

Affirm submits applications to establish industrial loan company

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that it has submitted applications to the Nevada Financial Institutions Division and th...

1 day ago - Business Wire

Affirm and Esusu to Launch Flexible Payment Option for Renters

Buy now, pay later (BNPL) provider Affirm has partnered with FinTech company Esusu to enable some people to pay their rent in two installments, CNBC reported Thursday (Jan. 22), citing an Affirm spoke...

2 days ago - PYMNTS

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

U.S. fintech stocks could gain an edge as Washington leans into a more populist, affordability-driven agenda ahead of the November ​2026 midterm elections, analysts at Citigroup said in a note.

Other symbols: KLARSHOPSOFITOST
2 days ago - Reuters

These stocks could be big winners from Trump's ‘populism' push, according to Citi

Analysts say fintech stocks look like prime beneficiaries of a changing regulatory environment and Trump's “affordability” initiatives.

Other symbols: KLARTOSTXYZ
2 days ago - Market Watch

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb

Affirm Holdings Inc (NASDAQ: AFRM) stock has been ripping higher, returning investors about 30% over the past year. Analysts have price targets suggesting at least 30-40% upside, and retail optimism i...

3 days ago - Benzinga

Affirm to offer buy now, pay later option for rent payments

Affirm partners with Esusu to pilot zero-fee rent payment splitting program, allowing renters to pay monthly rent in two biweekly installments at 0% APR.

5 days ago - Fox Business

Final Trade: NFLX, AFRM, NVTS, C

The final trades of the day with CNBC's Melissa Lee and the 'Fast Money' traders.

Other symbols: NFLXCNVTS
9 days ago - CNBC Television

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) today announced that it will publish its second quarter fiscal year 2026 shareholder letter, including its financial results, on it...

9 days ago - Business Wire

Affirm updates underwriting with enhanced signals to better reflect consumers' real-time finances

SAN FRANCISCO--(BUSINESS WIRE)--Real life moves fast — and people's finances can change just as quickly. Affirm (NASDAQ: AFRM) is updating its underwriting to reflect that reality. Building on its lon...

10 days ago - Business Wire

Affirm Stock Pulls Back As Markets Digest Trump's Credit Card Rate Proposal

Affirm Holdings Inc (NASDAQ: AFRM) shares are down on Tuesday as investors react to President Donald Trump's proposal regarding credit card interest rates. Here's what investors need to know.

11 days ago - Benzinga

Affirm: Credit Card Interest Rate Cap Could Be Bullish

Affirm Holdings remains the leading U.S. BNPL platform, with strong execution, resilient credit metrics, and a multi-year growth runway. AFRM's upcoming quarter, covering the robust holiday shopping p...

11 days ago - Seeking Alpha

NCLA Asks D.C. Circuit to Affirm that Courts Can Hear Constitutional Cases on FTC Enforcement

Media Matters for America v. United States Federal Trade Commission, et al. Media Matters for America v. United States Federal Trade Commission, et al.

12 days ago - GlobeNewsWire

Why Affirm and SoFi Are Winners From Trump's Call to Cap Credit Card Interest Rates

Mizuho Securities says fintech companies like SoFi, Affirm, and Block could benefit from Trump's proposed cap on interest rates.

Other symbols: SOFI
12 days ago - Barrons

3 Stocks to Sell in 2026

The stock market, buoyed by the U.S. government's removal of Venezuelan President Nicholas Maduro, is off to a good start in 2026, with the S&P 500 up 1.3% in the first week of trading.

Other symbols: RIVNUBER
18 days ago - Benzinga

The Big 3: OKLO, COST, AFRM

With energy stocks in focus for Monday's trading session, @ProsperTradingAcademy' Charles Moon offers a bullish perspective on Oklo Inc. (OKLO) as bullish momentum reenergizes the stock. He notes a po...

Other symbols: OKLOCOST
19 days ago - Schwab Network

Affirm stock flashes bullish engulfing signal as analysts stay optimistic

Affirm stock price popped by over 10% on Tuesday as investors cheered the company's presentation at its event. It jumped to a high of $73.40, up sharply from last month's low of $60.40.

5 weeks ago - Invezz

Fashion Retailer Revolve Expands Affirm's Flexible Payment Options to Canada and UK

Revolve Group, a fashion retailer for millennial and Generation Z consumers, now offers Affirm's flexible payment options to shoppers in Canada and the United Kingdom. The offering marks an expansion ...

Other symbols: RVLV
5 weeks ago - PYMNTS

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

5 weeks ago - Seeking Alpha

Affirm CEO Max Levchin goes one-on-one with Jim Cramer

Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.

5 weeks ago - CNBC Television

Affirm CEO: System is designed to take advantage of those who don't want to do exponential math

Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.

5 weeks ago - CNBC Television

Affirm CEO details no-fee lending model: 'We have total alignment with our consumers'

Affirm CEO Max Levchin reviewed his company's strategy in a Monday interview with CNBC's Jim Cramer. Levchin suggested the buy now, pay later outfit benefits from not charging its customers late fees.

5 weeks ago - CNBC

Affirm: Strong Growth And Underwriting Discipline Signal A Buy (Rating Upgrade)

Affirm is upgraded to a BUY, driven by robust top-line growth, disciplined credit quality, and expanding partnerships with major tech platforms. AFRM's proprietary credit models, adaptive checkout, an...

7 weeks ago - Seeking Alpha

From fashion throwbacks to trendy new drops, Pacsun shoppers can now pay over time with Affirm

LOS ANGELES--(BUSINESS WIRE)--Holiday shopping just got a lot cooler. Pacsun is teaming up with Affirm to give shoppers a simple, transparent way to pay over time — just in time for the season's best ...

7 weeks ago - Business Wire

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

7 weeks ago - Seeking Alpha